Monday, June 25, 2018

5 Tips for Increasing Your Online Security

Right now, all around the world, there are people who want to use your personal information, sometimes in devastating ways. You may ask yourself, “Why me?” and it may have to do with how safe your information is online. By taking the five simple steps below, you can increase your online safety and not worry about possible headaches down the road.
  1. Change Your Passwords: you should change your passwords often when it comes to your online accounts. Change them to something you’ll remember, such as an important day, place, or event that happened. Many sites even let you use spaces in your passwords, so you can strengthen your new one even more by making it a sentence. You should also avoid using the same password for multiple sites; once a hacker has one password, they can easily figure out if it’s being used for multiple accounts.
  2. Use Two-Factor Authentication Whenever Possible: most people are aware of two-factor authentication, even if you’re not sure what it’s called. This is when you enter your password and are then directed to a page that asks you an additional question, such as “What was the name of the street you grew up on?” or “What was the name of your first pet?” This type of authentication adds another layer of defense against hackers who want your personal information.

  3. Delete Old Accounts: if you have accounts on sites that you no longer use, make sure to deactivate your account. These old accounts can contain valuable personal data, even if you barely used them, so it’s important to delete your account as soon as possible.
  4. Do An Information Check: Taking steps in protecting your information is crucial, however, what if some of your information has already been stolen? There are certain security websites you can use, like to get more information on the status of certain accounts, and lets you know if there are any breaches you should be worried about. 
  5. Start Encrypting All of Your Messages: you can add encryption to email accounts to increase security on your personal messages. Adding encryption will scramble all of your messages so that no one but the intended receiver will be able to read them.
It’s important to keep all of your online information as safe as you possibly can, however, if you have questions about your banking security, McHenry Savings Bank would love to answer any of your questions. And if you have an MSB debit card, please download the FREE SecurLOCK app for mobile devices to set up alerts for transactions on your card. You will also have the ability to turn off or turn on your card right from your mobile device. Learn more about SecurLOCK at this link: Contact us today at 815-385-3000 or visit our website to learn more about our services.